Our Philosophy

Investing is a lifelong process. Regardless of the financial stage of life you are in, you will need to consider what your investment objectives are, how long you have to pursue each objective, and how comfortable you are with risk.

All investing involves a certain amount of risk. In determining the amount of risk your investments should carry, consider weighing your ability to tolerate price fluctuations against your need to earn a certain rate of return. Keep in mind that time plays an important role in this decision. For a retirement that is 30 years away, you can probably tolerate more risk because you have the time to make up for any losses you may experience early on. For a shorter-term investment, such as saving to buy a house, you probably want to take on less risk and have more liquidity in your investments.

One of the hardest things about investing is to discipline yourself to stick to your plan to help meet your investment goals. If you are not fascinated with investing, it can be difficult to force yourself to review your financial situation and investment strategy on a regular basis. That's where we come in. When we map your asset allocation plan, we'll discuss your goals, time horizons, and comfort with investment risk. We will consistently monitor this plan. A yearly financial check-up is an opportunity for us to review your portfolio in light of your current financial needs. If your circumstances change, we will meet and re-map your investment strategy and make appropriate adjustments to your allocation of assets to help keep you on the road to your financial destination. Remember, effective investing requires discipline and commitment and we're here to help. Contact us here to learn more.