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Tracy  Applewhite, MBA, CKA®

Tracy Applewhite, MBA, CKA®

Senior Vice President | Financial Advisor

Tracy co-founded Applewhite Tyll Retirement Planners Powered by LPL Financial in 2021 after having worked at Wells Fargo Advisors for 20 years and 34 years overall in the financial services industry. She is an accomplished financial advisor, wife, mother of two, and a disciple of Christ. Tracy is a graduate of the University of Richmond, and she obtained her MBA from Liberty University. Tracy is also a Certified Kingdom Advisor and earned her professional designation from Indiana Wesleyan University and Kingdom Advisors. Her Christian values are her guiding principles, and she strives to incorporate those values into her work and daily life.   

Tracy’s niches are working with pre and post-retirees, churches, and women in all stages of life. As a woman, she has a unique perspective on how women think about their personal finances and feel about their financial future. She is passionate about helping women achieve financial security and independence. Tracy is a member of Sandston Baptist Church, having served on numerous financial committees throughout the years. She currently assists the church and its members who want to gift stock as part of their annual pledge as well as employ other charitable giving and gifting strategies.  

In addition to her professional achievements, Tracy is an award-winning athlete who competes in triathlons and marathons. She brings the same level of dedication and commitment to her clients as she does to her athletic pursuits. Tracy has been featured in Forbes, Shook,, Richmond Magazine as a 5 Star Wealth Manager, Advisor Hub Magazine, and other publications for her expertise in financial planning and wealth management.

Tracy’s goal and focus is helping her clients live well and retire better. Her dedication to her clients and commitment to her Christian values has earned her the trust of her family, friends, and clients. Tracy not only wants to be present in their lives but also make a difference. She values her clients that she often refers to as friends, and she does not take the trust that they have placed in her lightly.