Tracy co-founded Applewhite Tyll Retirement Planners in 2021 after having worked at Wells Fargo Advisors for over 30 years. She and her team have dedicated their careers to helping a select group of individuals, families, and business owners navigate the four cornerstones of comprehensive wealth management: investments, liability management, risk management, and estate planning strategies.
Tracy’s mission and the process begins with listening to her clients intently to gain an understanding of their life goals and provide them with the advice necessary to help them build, manage, preserve and transition wealth. She understands that no two clients or families are the same, nor are their goals or resources, and offers individualized and customized strategies to help clients.
After listening to her clients to fully understand and define their goals and objectives, Tracy studies, tests, and analyzes strategies and explains her findings, avoiding technical jargon when possible. Then, Tracy works to implement those strategies with her clients’ agreement. Since markets and clients’ lives are ever-changing and evolving, she monitors, reviews, discusses, and adjusts as needed.
Tracy is a graduate of the University of Richmond with a Bachelor's in Liberal Arts, and she also holds a Master's of Business Administration from Liberty University. She is committed to helping her community prosper and is active in her church. Tracy is involved with various organizations within the community and the surrounding Richmond area. For personal relaxation, she enjoys spending time with her family and running. Tracy resides in Sandston, VA with her husband Chris, and their two children, Taylor Ann and Carter.